Representative Example
Loan Quote
48 Monthly Repayments, borrowing £2000.
Total Amount Payable: £4067,04. 48.9% APR Representative.
Rate of Interest 25.84% Fixed Flat Rate. Monthly Repayment: £84.73

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Representative Example
Monthly Repayments - Borrowing £.
Total Amount Payable: £. % APR Representative.
Rate of Interest % Fixed Flat Rate.
Monthly Repayment: £
You are seconds away from applying for your guarantor loan will not offer advice we act as an online broker not a lender. Once you click 'apply now' the application will be securely sent to a Guarantor lender who will be in contact by email, SMS or phone to confirm your requirements.

Guarantor Loans are available between 24 months and 60 months.
Fixed Rates range from a minimum of 29.9% APR and a maximum of 48.9% APR.

What is a Guarantor Loan?

Guarantor loans are an unsecured loan where you will need a guarantor to cosign the agreement. When applying for a Guarantor Loan online, You will need to demonstrate that you are able to afford the loan repayments. The APR will reconfirmed by the lender before payment is made.

You must nominate a Guarantor for your loan when you apply online who will be required to make monthly repayments, if you fail to do so. For the reason the guarantor will also be required to prove the loan repayments are affordable.

Apply Online, Who can be a Guarantor for your loan?

Guarantors are generally friends, parents and / or family members. As long as the guarantor trusts you and isn't financially responsible or financially dependent on you. The guarantor needs to qualify as follows:

  • They must own a home in the UK
  • Minimum age of 25 at the start of the loan
  • Maximum age of 70 at the end of the loan
  • Able to prove residency in the UK
  • Pay UK tax on a regular income
  • Afford the monthly repayments

If you have any queries about who can act as a guarantor for your guarantor loan, the lender will be able to assist you with any information you need once the initial application has been made.

Our secure online application takes only a few minutes to complete. We do not charge 'Fees' on completed loans.

If you are thinking of consolidating existing borrowing into a guarantor loan you should be aware, even a low APR guarantor loan may not be the correct solution for you. By extending the term of the debt and increasing the total amount payable you maybe increasing your monthly repayments.

Missed loan repayments may make obtaining credit more difficult in the future. Experian may offer more advice explaining what lenders can see on your credit report.

If you would like expert debt management advise contact StepChange Debt charity.

Guarantor Loans

A Representative Example

Instant Loan Quote

48 Monthly Repayments, borrowing £2000
Total Amount Payable: £4067,04
48.9% APR Representative
Rate of Interest 25.84% Fixed Flat Rate
Monthly Repayment: £84.73