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Buying A Gift: Guarantor Loans

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If you want to let someone know that you care about them but you are not very good with words or you aren’t very confident in your intentions, it is only natural that you would look for help in getting your message across. There are many different ways that you can get your message across and a lot of people like to use music. There are some brilliant lyrics already written that may help you share your opinions and thoughts with someone who is very special in your life.

Another option you may wish to consider is buying a gift. There are many reasons why you would choose to give someone a gift, and there are many special occasions that are worth celebrating. Even if you are not sure about what the recipient will think about your present, giving a gift can be a fantastic way to test the waters or break the ice. It is not as though you are short of reasons for buying a gift with some of these examples being the perfect occasion to show someone you care about them.

  • A congratulations gift
  • A loved one’s birthday
  • An anniversary
  • Engagement
  • Christmas
  • Mother’s Day / Father’s Day
  • Valentine’s Day

Buying a gift is a great way to show someone you care

Some of these dates are universal while some of the dates will depend on the recipient or the situation that is arising. Not every gift requires a lot of money but there will be times when you want to create as strong an impression as possible. An example of a gift that would cost a lot of money comes with an engagement, with an engagement ring being a very expensive purchase. This may lead to you looking for financial support or needing a bit of financial flexibility in your life.

buying a gift

If you are buying a gift for someone, you’ll find that a guarantor loan may be the ideal solution to your problem. With a guarantor loan, you can have the money you need in your account and then pay it back over a longer period of time. This is a great way to buy what you need without overextending yourself in a single month.

It is important to not obtain a loan for a frivolous purpose, and you should never place yourself into unmanageable debt for a gift. However, there will be times when you want to have a big impact on people you love and this may be the most sensible way to do so.

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Guarantor Loans

A Representative Example

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48 Monthly Repayments, borrowing £2000
Total Amount Payable: £4067,04
48.9% APR Representative
Rate of Interest 25.84% Fixed Flat Rate
Monthly Repayment: £84.73