If you need money in a hurry, what are you going to do? There are a number of solutions that you can choose from, not all of them are ideal or maybe even available to everyone, but the fact that you have options is a good starting point when it comes to getting yourself out of a short financial hole.

Ask friends/family members

The first port of call when it comes to improving your finances may be asking friends or family members. A lot of people will not want to do this because they don’t want to bother their loved ones, perhaps knowing that they also have financial issues to contend with. There are also people who will not want their friends or family members to learn about their financial issues. However, with respect to the best terms and conditions and minimising risk of putting yourself into further financial difficulty, asking friends and family members for financial support in the short term is not the worst idea.

Sell items

If you have items that you don’t really need or which you think will be of interest to other people, you can sell them. Sites like eBay and Amazon allow people to sell items all around the world, and this may provide you with the chance to bring in money at short notice. There are also sites that actively buy products from people, so if you have a lot of CDs or DVDs that you are looking to move on, you’ll find that selling items online could be of benefit. You may prefer to sell items in person which means that car boot sales could be of interest.

Ask for an advance on your wages/ask for overtime or more shifts

If you are in employment, it may be that you can obtain an advance on your wages to get you out of a short term problem. This isn’t a solution that many people will be able to take advantage of, nor is it a solution that many people would be looking to take advantage of, but it is a solution that is on offer to some folk. There may be a simpler way to obtain more money in the short term and this comes through asking for more shifts or to do some overtime at work. If there is a chance to work for your money, it makes sense to do so as this will minimise the likelihood of any financial fall-out in the long term.

Guarantor loan

If you really need money in a hurry and you don’t have other options, a guarantor loan apply online option is of benefit, and could give you the financial solution you are looking for.