If you are in financial difficulties, you need help and support to move forward with your finances. Hopefully you will be able to make some changes to your working hours or maybe even borrow it from a hospitable friend or family member. Of course, a lot of people are not so fortunate that they can bring in additional income like that, and this leaves individuals looking for other solutions to their financial shortfalls. With this in mind, it is easy to see why High Street money shops will be appealing.

One of the things that High Street money shops have in their favour is that they are always there when people walk by. 9 times out of 10 a person won’t need money, which means they will keep on walking without thinking to stop. However, there will be that one person who could benefit from a short term financial boost. The main reason that these stores are available on the High Street is to make sure that people have them in the back of their mind.

Walk by High Street money shops

It is not as if someone will just walk by High Street money shops and decide there and then to get cash. It is a decision that is usually made when a person is at home or in work calculating their financed or looking at a new bill. When a person is faced with an unexpected bill, they will instantly think of the High Street money shops and this is when the store benefits from having a presence where people are found.

However, these stores aren’t the best for a lot of people and the terms and conditions of the loan aren’t always great. It has to be remembered that this is a loan, it isn’t free money, so there is a need to pay it back. Of course, the rate of paying the loan back is often a major problem. This is why many people are better off ignoring High Street money shops and going online for a more attractive solution. Guarantor loans provide a better rate of APR, so this is the sort of loan people should be looking for.

The presence of the guarantor makes a real difference when it comes to the APR on offer and this is why this is the option that is best for most people.