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Money In December Options For You

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While any month of the year can be expensive depending on your plans, many people find that December is the most difficult month when it comes to finances. This is something that you need to bear in mind and it is always worth thinking about your money in December options. You may have left it too late to start saving money to make the most of this month and this time of year but there are solutions that will help you to feel as though you are on top of your finances and circumstances.

When thinking about your money in December options, it is best for you to overlook the payday loan option. While it is fair to say that payday loans are a bit better than what they were a couple of years ago, they are still not hugely attractive to borrowers. The short amount of time available to pay the loan back and the high rate of interest will work against many people when it comes to finding a suitable loan option. You need to make sure that you find a loan option that is right for you and payday loans are not this style of loan.

There are money in December options to consider

Another thing to consider when thinking about money in December options is that you probably can’t turn to your family or friends. This is because everyone is in the same boat when it comes to money at this time of year. The pressure associated with the festive period and nights out means that there isn’t a lot of spare cash lying around, and this means you need to be savvier when it comes to finding options that meet your needs.

money in December

This is why when you are weighing up your money in December options you need to consider a guarantor loan. A guarantor loan is a great way to get money at short notice and at an affordable rate. You shouldn’t take out a guarantor loan just to pay for Christmas and get yourself in debt but if you have money coming in January, you’ll find that this style of loan can be exactly what you are looking for.

There are money in December options to consider but remember that you don’t need to go over the score at this time of year. Only spend what you can afford and make the most of time you can spend with your loved ones.

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A Representative Example

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48 Monthly Repayments, borrowing £2000
Total Amount Payable: £4067,04
48.9% APR Representative
Rate of Interest 25.84% Fixed Flat Rate
Monthly Repayment: £84.73